Effective Date: January 15, 2025
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Capinor ("we," "us," or "our"), a company registered in the Netherlands (Registration No: 42014317), regarding your access to and use of the website capinor.site (the "Site") and any related services, content, or materials provided by us.
By accessing, browsing, or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy, which is incorporated herein by reference. If you are using the Site on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
Capinor provides educational resources, information, and content related to structured capital management, personal finance, financial planning, and wealth building strategies (collectively, the "Services"). Our Services include:
You must be at least 18 years of age to use this Site. By using the Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
Some features of the Site may require you to register for an account. When registering, you agree to:
We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or incomplete.
All content, materials, and resources on the Site, including but not limited to text, graphics, logos, images, videos, white papers, articles, software, and compilation thereof (collectively, the "Content"), are the property of Capinor or its licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site and Content for personal, non-commercial purposes only. This license does not include:
The Capinor name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Capinor. You may not use such marks without our prior written permission.
You agree not to engage in any of the following prohibited activities:
We reserve the right to investigate and take appropriate legal action against anyone who violates these provisions, including removing content, suspending or terminating accounts, and reporting violations to law enforcement authorities.
The information provided on this Site is for educational purposes only and does not constitute:
Every individual's financial situation is unique and complex. The educational content, frameworks, and methodologies presented on this Site are general in nature and may not be suitable for your specific circumstances, risk tolerance, financial goals, or investment timeline.
Before making any financial decisions, you should:
Past Performance Disclaimer: Any references to past financial performance, investment returns, or historical data do not guarantee future results. All investments carry risk, including potential loss of principal.
The Site may contain links to third-party websites, services, or resources that are not owned or controlled by Capinor. These links are provided for convenience only.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not endorse or make any representations about third-party websites.
You acknowledge and agree that Capinor shall not be liable for any damage or loss caused by or in connection with your use of any third-party websites, services, or resources. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites you visit.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
CAPINOR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
We do not warrant that:
Your use of the Site is at your own risk. Any material downloaded or obtained through the Site is accessed at your own discretion and risk, and you will be solely responsible for any damage to your device or loss of data.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CAPINOR, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR LICENSORS BE LIABLE FOR:
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF CAPINOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, CAPINOR'S LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE OR THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SITE.
You agree to indemnify, defend, and hold harmless Capinor, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:
This indemnification obligation will survive the termination of these Terms and your use of the Site.
We reserve the right to modify these Terms at any time at our sole discretion. When we make changes, we will update the "Effective Date" at the top of this page and may provide additional notice through the Site or via email.
Your continued use of the Site after any modifications to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using the Site immediately.
We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time without prior notice or liability. We may also impose limits on certain features or restrict access to parts or all of the Site without notice or liability.
We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including:
Upon termination, your right to use the Site will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions. Your use of the Site may also be subject to other local, state, national, or international laws.
Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in the Netherlands, and you hereby irrevocably consent to the personal jurisdiction and venue therein.
In the event of any controversy or claim arising out of or relating to these Terms or your use of the Site, the parties agree to first attempt to resolve the dispute through good faith negotiations.
If the dispute cannot be resolved through negotiation within 30 days, either party may pursue resolution through the appropriate courts as specified above.
These Terms, together with our Privacy Policy and any other legal notices published on the Site, constitute the entire agreement between you and Capinor regarding your use of the Site and supersede all prior agreements and understandings.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign or transfer these Terms, in whole or in part, without restriction.
The section headings in these Terms are for convenience only and have no legal or contractual effect.
Capinor shall not be liable for any failure to perform its obligations under these Terms due to circumstances beyond its reasonable control, including acts of God, natural disasters, war, terrorism, riots, strikes, or internet failures.
These Terms are drafted in English. If these Terms are translated into any other language, the English version shall prevail to the extent of any inconsistency.
If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact us:
Capinor
Registration No: 42014317
Address:
593 / 7 Thomas Firetrail
Tysonchester, NSW 2946
Netherlands
Email: [email protected]
Phone: +585496470357
Business Hours: Monday - Friday: 9:00 AM - 6:00 PM
BY USING THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE SITE.
You further acknowledge that:
Last Updated: January 15, 2025. These Terms and Conditions are effective as of the date stated above and will remain in effect except with respect to any changes in their provisions in the future, which will be in effect immediately after being posted on this page.